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Calculators

Explore scenarios before you commit capital

These tools help you understand how contribution amounts, time horizons and expected returns might influence future values. They are not predictions and should be used as a starting point for discussion.

SIP Calculator

Estimate the potential value of a Systematic Investment Plan (SIP) over time. Helpful for education, retirement and other long-term goals.

₹20K
500100000
15 yrs
140
12%
120

Illustrative Result

2.8× growth
Invested
Returns

Total Invested

₹36,00,000

Est. Returns

₹64,91,520

Final Value

₹1,00,91,520

Illustrations are based on assumed rates of return for educational purposes only. Actual outcomes depend on market conditions, product selection and investor behaviour. Investments are subject to market risks.

Lumpsum Investment Calculator

Understand how a one-time investment might grow over a chosen period, assuming a constant rate of return.

₹5.0L
50005000000
10 yrs
140
10%
120

Illustrative Result

2.6× growth
Invested
Returns

Total Invested

₹5,00,000

Est. Returns

₹7,96,871

Final Value

₹12,96,871

Illustrations are based on assumed rates of return for educational purposes only. Actual outcomes depend on market conditions, product selection and investor behaviour. Investments are subject to market risks.

SWP Calculator

Illustrate how long a Systematic Withdrawal Plan (SWP) might sustain periodic withdrawals from a corpus.

₹25.0L
10000010000000
₹25K
1000200000
15 yrs
130
8%
115

Illustrative Result

1.7× growth
Invested
Returns

Total Invested

₹25,00,000

Est. Returns

₹16,33,532

Final Value

₹0

Illustrations are based on assumed rates of return for educational purposes only. Actual outcomes depend on market conditions, product selection and investor behaviour. Investments are subject to market risks.

Step-Up SIP Calculator

See how increasing your SIP each year by a fixed percentage may impact your long-term corpus.

₹15K
1000100000
10%
050
15 yrs
140
12%
120

Illustrative Result

2.3× growth
Invested
Returns

Total Invested

₹57,19,047

Est. Returns

₹73,06,727

Final Value

₹1,30,25,774

Illustrations are based on assumed rates of return for educational purposes only. Actual outcomes depend on market conditions, product selection and investor behaviour. Investments are subject to market risks.

STP Calculator

Model a Systematic Transfer Plan (STP) from a relatively stable source fund into a target, usually equity-oriented, fund.

₹10.0L
1000005000000
₹50K
10000200000
12 mo
160
5%
112
12%
120

Illustrative Result

1.1× growth
Invested
Returns

Total Invested

₹6,00,000

Est. Returns

₹40,466

Final Value

₹6,40,466

Illustrations are based on assumed rates of return for educational purposes only. Actual outcomes depend on market conditions, product selection and investor behaviour. Investments are subject to market risks.

Retirement Corpus Calculator

Estimate the retirement corpus required to support inflation-adjusted expenses over your retirement years.

40 yrs
2560
60 yrs
4170
85 yrs
65100
₹60K
10000500000
6%
212
7%
215

Retirement Estimate

20 years to build your corpus

Required Retirement Corpus

₹5,12,12,036

Monthly Expense at Retirement

₹1,92,428

Monthly SIP Needed (est.)

₹1,423

Illustrations are based on assumed rates of return for educational purposes only. Actual outcomes depend on market conditions, product selection and investor behaviour. Investments are subject to market risks.